Imagine looking for the perfect escape, enjoying a quiet hike towards your friend’s cabin with the promise of an evening barbecue and a soak at a nearby lake after a long day. Sounds like heaven, right? But what if you get hurt during your stay? You willingly went to the place, nobody forced you. So, who is responsible for your medical bills?
This is not an uncommon scene. It happens all the time. It is important to establish responsibility, especially if your injury is significant. But how do you do that?
Understanding premises liability
In Minnesota, there is a legal concept called premises liability that holds property owners accountable for keeping their space safe for visitors or guests. This applies to cabins, suburban homes or rental properties. If the owner knows about hazards but refuses to fix them or warn visitors, the court may hold them responsible for any injuries that might occur.
Most common accidents
Accidents on properties can fall under various categories. These include:
- Slip and fall hazards: Icy steps, uneven patios or unpaved tracks are dangerous no matter the age of the person traversing them.
- Dog bites or animal attacks: Minnesota has naturally strict liability laws for dog bites since pets are always the owner’s responsibility.
- Falling objects: Loose fixtures or unsecured heavy items or furniture can cause considerable damage or life-threatening injuries.
- Poor maintenance: Stairs with broken steps, wobbly railings and uncleaned fireplaces can cause devastating injuries.
Although it is natural to think that your injuries are your responsibility, property owners have a fair share of liability when the unexpected happens. If an accident occurs, tend to your injuries first and then document what happened to protect your rights. You can establish fault later.
Do not overlook your legal options
Having someone else cover the medical cost of treating your injuries can be awkward but remember that the accident would not have happened if the property owner exercised due diligence in keeping their space safe. Do not worry because normally insurance will cover the bill, so this is not about putting blame but about protecting yourself. Consider talking to a personal injury lawyer for guidance on how to start the process.